How to Deal With Insurance After a Car Accident in Houston, TX

Picture this; you’ve just come to your senses after a car accident on the freeway in Houston, TX. You’re confused and concerned and don’t know what to do next. You know you should contact your insurance company, but that’s about it. 

If you ever do find yourself in this situation, it’s vital that you know which steps to take to deal with insurance. You should also understand the importance of hiring an attorney. 

The article below will help you figure out how to deal with insurance and other parties after you get into a car accident. Once you read this post, you’ll know all the steps you need to take to protect your interests if you get into an accident.

Continue reading to learn more. 

File a Police Report

As soon as the dust clears, the most important thing you should do is call the police so that you can get an official record of the accident. The police report will say when the accident happened, where it happened, whether anyone was injured, and more. These details could become important in a court case or settlement discussion.

If you get into an accident that causes damage to you, your car, or another person’s property, don’t let anyone talk you out of calling the police to file a report. Your insurance company will need the report to confirm the details of the accident. 

Talk to Your Insurance Company

You'll have to contact your insurance company to notify them of the accident. However, be careful of what you say and make sure not to make any statements that may admit fault.

If you're nervous about speaking with the insurance company, you may want to get some legal advice from an attorney first. An attorney can help you figure out what to say, and in some cases may be able to speak to the insurance company on your behalf.

An attorney will also help you get the necessary documentation to provide to your insurance company to prove the accident wasn't your fault.

Think About Getting an Attorney

You don’t need legal help for all accidents, but you should consider getting a car accident attorney if the accident is serious. A serious accident may occur when someone is injured or if there is significant property damage.

It can be confusing to deal with insurance companies on your own, but if you hire an attorney, you have someone knowledgeable on your side. 

What to Do After a Car Accident

If you take the steps outlined in the article above, you should be well-protected after a car accident. Remember to start by calling the police, then considering whether you need an attorney, and make sure to inform your insurance company.

If you do need an attorney, reach out to the personal injury attorneys at Calhoun Meridith.